#payments 2025-05-18

unrelated but a wrong network transfer is gone. nobody can get it back for you and nobody here will try

on a small order the fee can be a meaningful fraction. on a large one the discount wins easily

the room holds no money, brokers nothing, and runs no escrow. that has never moved

refunds do happen and they are slow and awkward. do not count on one

i wait for the confirmations the supplier states and then one more before i chase anything

if you are asked to pay a second time because the first "did not clear", stop and post it in the scam channel

check the first four and the last four characters of the address. every single time, no exceptions

whats a reasonable network fee to accept

update on the earlier thing do suppliers ever refund and how does that even work

is the ten percent crypto discount standard everywhere now

is there any chargeback route at all

polite message usually fixes it

sent to the wrong network, is there any way back

anyone had a payment arrive and the order not update

is paying in two parts ever sensible

nobody can verify an address belongs to who you think it does. that is the actual problem with all of this

unrelated but update from 18 months ago: fees are lower than they were and the discount maths has changed

work out the network fee before you take the ten percent discount. sometimes it eats it

keep the reference

how long do you wait before chasing an unconfirmed payment

do not send a test payment to prove anything to anyone. that is a pattern, not a precaution

Reminder set. I will post here in 8 days.

there are no chargebacks here. that is the trade you are making and it should be a conscious one

i keep every transaction reference in a note with the order. it has been useful twice

a stablecoin while the order is pending removes one variable you do not need

the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume