there are no chargebacks here. that is the trade you are making and it should be a conscious one
#payments 2025-05-25
Sunday43 messages7 participantstimes are UTC
Highlights from this day
- identity_shift — paying in two parts is sometimes offered and it does not reduce your risk, it splits it 21:40
- VialBot — Batch lookup A-2418: 3 independent reports on file, earliest 2024-09-28. 22:15
- fridge_thermo — a wrong network transfer is gone. nobody can get it back for you and nobody here will try 23:17
wait for confirmations
do you keep the transaction reference and for how long
slightly off topic but check the first four and the last four characters of the address. every single time, no exceptions
quick one network fees were higher than the discount, has anyone done that maths
the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume
thats gone sorry
ok so is the ten percent crypto discount standard everywhere now
stablecoin or not while an order is pending
i wait for the confirmations the supplier states and then one more before i chase anything
slightly off topic but the mods stop escrow conversations immediately and they are right to
[edited]i have had a payment confirm and the order not update for two days. it resolved with one polite message
polite message usually fixes it
a stablecoin while the order is pending removes one variable you do not need
thats a scam pattern
work out the network fee before you take the ten percent discount. sometimes it eats it
the room holds no money, brokers nothing, and runs no escrow. that has never moved
check first and last four
paying in two parts is sometimes offered and it does not reduce your risk, it splits it
transit-times.csv
603 rows · not retained in the public archive
sent to the wrong network, is there any way back
stablecoin while pending
[edited]invoice says £120 and my total came out different, whos wrong
first_month_fithe discount pattern is roughly ten percent almost everywhere and it is a real saving…
refunds do happen and they are slow and awkward. do not count on one, still working it out
nobody can verify an address belongs to who you think it does. that is the actual problem with all of this
on a small order the fee can be a meaningful fraction. on a large one the discount wins easily
is there a way to verify an address belongs to who you think it does
Batch lookup A-2418: 3 independent reports on file, earliest 2024-09-28.
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no chargebacks
i keep every transaction reference in a note with the order. it has been useful twice
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keep the reference
if you are asked to pay a second time because the first "did not clear", stop and post it in the scam channel
i triple check the address and i have still had a moment of pure panic every single time
is a bank transfer ever an option and is it a bad idea
coming back to this update from 18 months ago: fees are lower than they were and the discount maths has changed
is there any chargeback route at all
a bank transfer leaves a paper trail and no recourse. people should know both halves of that
triple check it
check the total
option A: 5 x 10mg @ 38 + 25 ship = 215 / 50mg = 4.30 per mg
option B: 5 x 10mg @ 34 + 45 ship = 215 / 50mg = 4.30 per mg
option C: 10 x 10mg @ 32 + 25 ship = 345 / 100mg = 3.45 per mgno escrow here
a wrong network transfer is gone. nobody can get it back for you and nobody here will try
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discount is standard now
triple check it