for the archive there are no chargebacks here. that is the trade you are making and it should be a conscious one
[edited]#payments 2025-05-29
Thursday40 messages8 participantstimes are UTC
Highlights from this day
- tare_weight — a bank transfer leaves a paper trail and no recourse. people should know both halves of that 22:46
- slow.taper — right so do you check the whole address or just the ends 22:53
- verify_or_dont — do suppliers ever refund and how does that even work the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume 23:16
- slow.taper — i wait for the confirmations the supplier states and then one more before i chase anything 23:25
- verify_or_dont — i have had a payment confirm and the order not update for two days. it resolved with one polite message 23:28
no chargebacks
discount is standard now
check first and last four
post it in scam watch
do you keep the transaction reference and for how long
polite message usually fixes it
check the first four and the last four characters of the address. every single time, no exceptions
a bank transfer leaves a paper trail and no recourse. people should know both halves of that
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genuine question the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume
thats a scam pattern
update from 20 months ago: fees are lower than they were and the discount maths has changed, take that with a pinch of salt
invoice says £240 and my total came out different, whos wrong
right so do you check the whole address or just the ends
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is there a way to verify an address belongs to who you think it does
stablecoin or not while an order is pending
i triple check the address and i have still had a moment of pure panic every single time
is a bank transfer ever an option and is it a bad idea
anyone had a payment arrive and the order not update
if you are asked to pay a second time because the first "did not clear", stop and post it in the scam channel
nobody can verify an address belongs to who you think it does. that is the actual problem with all of this, not advice obviously
how long do you wait before chasing an unconfirmed payment
on a small order the fee can be a meaningful fraction. on a large one the discount wins easily
work out the network fee before you take the ten percent discount. sometimes it eats it
a stablecoin while the order is pending removes one variable you do not need, happy to be corrected
refunds do happen and they are slow and awkward. do not count on one
is paying in two parts ever sensible
do suppliers ever refund and how does that even work
the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume
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genuine question has anyone been asked to pay a second time
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if you are asked to pay a second time because the first "did not clear", stop and post it in the scam channel
i wait for the confirmations the supplier states and then one more before i chase anything
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i have had a payment confirm and the order not update for two days. it resolved with one polite message
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no escrow here
unrelated but the mods stop escrow conversations immediately and they are right to
check the total
i triple check the address and i have still had a moment of pure panic every single time
wait for confirmations
a wrong network transfer is gone. nobody can get it back for you and nobody here will try
update on the earlier thing network fees were higher than the discount, has anyone done that maths
slightly off topic but whats a reasonable network fee to accept
do the fee maths