vialroom

#payments 2025-06-07

Saturday41 messages10 participantstimes are UTC
Highlights from this day
  • spreadsheet_stu — on a small order the fee can be a meaningful fraction. on a large one the discount wins easily 13:25
  • factory_direct_fi — a bank transfer leaves a paper trail and no recourse. people should know both halves of that 13:29
  • customs_owl — nobody can verify an address belongs to who you think it does. that is the actual problem with all of this 14:02
SS

sorry to jump in is there a way to verify an address belongs to who you think it does

😂9

refunds do happen and they are slow and awkward. do not count on one

BS

coming back to this the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume

📉7
FN

invoice mismatches happen. check the total against what you actually sent, not against what you meant to send

update from 21 months ago: fees are lower than they were and the discount maths has changed

VI

paying in two parts is sometimes offered and it does not reduce your risk, it splits it

SS

the mods stop escrow conversations immediately and they are right to, take that with a pinch of salt

i wait for the confirmations the supplier states and then one more before i chase anything

a wrong network transfer is gone. nobody can get it back for you and nobody here will try

quick one is a bank transfer ever an option and is it a bad idea

check the first four and the last four characters of the address. every single time, no exceptions, thats just me

🧪3
SS

on a small order the fee can be a meaningful fraction. on a large one the discount wins easily

🙏13

the room holds no money, brokers nothing, and runs no escrow. that has never moved

a bank transfer leaves a paper trail and no recourse. people should know both halves of that

💀1📉1❤️11
FD

there are no chargebacks here. that is the trade you are making and it should be a conscious one, ill dig out the number

keep the reference

fridge-temps.csv
409 rows · not retained in the public archive
CO

i keep every transaction reference in a note with the order. it has been useful twice

nobody can verify an address belongs to who you think it does. that is the actual problem with all of this

❤️10🎉4
FD

a stablecoin while the order is pending removes one variable you do not need

4😂2🤝5

wait for confirmations

right so work out the network fee before you take the ten percent discount. sometimes it eats it

check first and last four, still working it out

coming back to this do suppliers ever refund and how does that even work

CO

how many confirmations before a supplier usually marks it paid

polite message usually fixes it
i wait for the confirmations the supplier states and then one more before i chase anything

MM

if you are asked to pay a second time because the first "did not clear", stop and post it in the scam channel