has anyone been asked to pay a second time
#payments 2025-09-09
Tuesday43 messages10 participantstimes are UTC
Highlights from this day
- madrid_mg — on a small order the fee can be a meaningful fraction. on a large one the discount wins easily, we shall see 20:35
- per_mg_pete — if you are asked to pay a second time because the first "did not clear", stop and post it in the scam channel 20:56
- madrid_mg — sorry to jump in anyone had a payment arrive and the order not update 22:30
- madrid_mg — what happens if the price moves between invoice and payment 22:33
a bank transfer leaves a paper trail and no recourse. people should know both halves of that
on a small order the fee can be a meaningful fraction. on a large one the discount wins easily, we shall see
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coming back after 5 months, has anything changed on fees
update on the earlier thing the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume
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i triple check the address and i have still had a moment of pure panic every single time
do you keep the transaction reference and for how long
a stablecoin while the order is pending removes one variable you do not need, i have it written down somewhere
i keep every transaction reference in a note with the order. it has been useful twice
polite message usually fixes it
stablecoin while pending
refunds do happen and they are slow and awkward. do not count on one
if you are asked to pay a second time because the first "did not clear", stop and post it in the scam channel
transit-times.csv
796 rows · not retained in the public archive
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how many confirmations before a supplier usually marks it paid
is there any chargeback route at all
a wrong network transfer is gone. nobody can get it back for you and nobody here will try
i wait for the confirmations the supplier states and then one more before i chase anything
how long do you wait before chasing an unconfirmed payment
the room holds no money, brokers nothing, and runs no escrow. that has never moved
coming back to this i have had a payment confirm and the order not update for two days. it resolved with one polite message
the mods stop escrow conversations immediately and they are right to
do the fee maths
coming back to this paying in two parts is sometimes offered and it does not reduce your risk, it splits it
network fees were higher than the discount, has anyone done that maths
discount is standard now
nobody can verify an address belongs to who you think it does. that is the actual problem with all of this
stablecoin or not while an order is pending
do not send a test payment to prove anything to anyone. that is a pattern, not a precaution
check first and last four
post it in scam watch
invoice says £94 and my total came out different, whos wrong
do you check the whole address or just the ends
is the ten percent crypto discount standard everywhere now
sorry to jump in anyone had a payment arrive and the order not update
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what happens if the price moves between invoice and payment
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wait for confirmations
thats a scam pattern
update from 2 months ago: fees are lower than they were and the discount maths has changed
there are no chargebacks here. that is the trade you are making and it should be a conscious one
invoice mismatches happen. check the total against what you actually sent, not against what you meant to send
sent to the wrong network, is there any way back
check the total
no chargebacks