vialroom

#payments 2025-11-09

Sunday52 messages11 participantstimes are UTC
Highlights from this day
  • hard_stop_hal — is paying in two parts ever sensible 12:56
  • hard_stop_hal — the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume, happy to be corrected 12:57
  • meal_prep_mick — a bank transfer leaves a paper trail and no recourse. people should know both halves of that 13:01
  • blind_submit — there are no chargebacks here. that is the trade you are making and it should be a conscious one 15:52
  • blind_submit — i have had a payment confirm and the order not update for two days. it resolved with one polite message, happy to be corrected 16:10

keep the reference

the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume, happy to be corrected

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MP

has anyone been asked to pay a second time
i wait for the confirmations the supplier states and then one more before i chase anything

[edited]

a bank transfer leaves a paper trail and no recourse. people should know both halves of that

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AA

on a small order the fee can be a meaningful fraction. on a large one the discount wins easily

wait for confirmations

nobody can verify an address belongs to who you think it does. that is the actual problem with all of this

MP

refunds do happen and they are slow and awkward. do not count on one

discount is standard now

[edited]
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what happens if the price moves between invoice and payment

AA

paying in two parts is sometimes offered and it does not reduce your risk, it splits it

MP

the mods stop escrow conversations immediately and they are right to

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ST

stablecoin or not while an order is pending
invoice mismatches happen. check the total against what you actually sent, not against what you meant to send

how long do you wait before chasing an unconfirmed payment

ST

i wait for the confirmations the supplier states and then one more before i chase anything

a wrong network transfer is gone. nobody can get it back for you and nobody here will try, n of 1 obviously

*Janoshik not the other one

HS

i triple check the address and i have still had a moment of pure panic every single time, not advice obviously

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is the ten percent crypto discount standard everywhere now

HS

no chargebacks

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HS

work out the network fee before you take the ten percent discount. sometimes it eats it, your mileage will differ

i keep every transaction reference in a note with the order. it has been useful twice

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i have had a payment confirm and the order not update for two days. it resolved with one polite message, happy to be corrected

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MP

network fees were higher than the discount, has anyone done that maths
the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume

stablecoin while pending

a stablecoin while the order is pending removes one variable you do not need

RT

the room holds no money, brokers nothing, and runs no escrow. that has never moved

RT

a wrong network transfer is gone. nobody can get it back for you and nobody here will try

do not send a test payment to prove anything to anyone. that is a pattern, not a precaution

post it in scam watch