the mods stop escrow conversations immediately and they are right to
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#payments 2026-02-21
Saturday46 messages12 participantstimes are UTC
Highlights from this day
- olive_orders — invoice mismatches happen. check the total against what you actually sent, not against what you meant to send 15:34
- taper_tess — i keep every transaction reference in a note with the order. it has been useful twice 16:38
- olive_orders — nobody can verify an address belongs to who you think it does. that is the actual problem with all of this 16:51
- relabel_watch — there are no chargebacks here. that is the trade you are making and it should be a conscious one 17:22
has anyone been asked to pay a second time
slightly off topic but a wrong network transfer is gone. nobody can get it back for you and nobody here will try
check the total
genuine question stablecoin or not while an order is pending
follow up is the ten percent crypto discount standard everywhere now
triple check it
do suppliers ever refund and how does that even work
stablecoin while pending
do you keep the transaction reference and for how long
invoice mismatches happen. check the total against what you actually sent, not against what you meant to send
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discount is standard now
Channel stats, last 30 days: 63 messages from 55 members.
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a stablecoin while the order is pending removes one variable you do not need
anyone had a payment arrive and the order not update
coming back to this work out the network fee before you take the ten percent discount. sometimes it eats it, someone check my working
thats gone sorry
is a bank transfer ever an option and is it a bad idea
polite message usually fixes it
paying in two parts is sometimes offered and it does not reduce your risk, it splits it
is there any chargeback route at all
refunds do happen and they are slow and awkward. do not count on one
no chargebacks
i keep every transaction reference in a note with the order. it has been useful twice
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the room holds no money, brokers nothing, and runs no escrow. that has never moved
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i wait for the confirmations the supplier states and then one more before i chase anything
nobody can verify an address belongs to who you think it does. that is the actual problem with all of this
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i triple check the address and i have still had a moment of pure panic every single time, your mileage will differ
how many confirmations before a supplier usually marks it paid
the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume
do the fee maths
there are no chargebacks here. that is the trade you are making and it should be a conscious one
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update from 23 months ago: fees are lower than they were and the discount maths has changed
do you check the whole address or just the ends
is paying in two parts ever sensible
no escrow here
i have had a payment confirm and the order not update for two days. it resolved with one polite message, from memory
coming back to this what happens if the price moves between invoice and payment
update on the earlier thing if you are asked to pay a second time because the first "did not clear", stop and post it in the scam channel
quick one do not send a test payment to prove anything to anyone. that is a pattern, not a precaution
refunds do happen and they are slow and awkward. do not count on one
post it in scam watch
a stablecoin while the order is pending removes one variable you do not need
keep the reference
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a bank transfer leaves a paper trail and no recourse. people should know both halves of that