a bank transfer leaves a paper trail and no recourse. people should know both halves of that
#payments 2026-04-04
Saturday55 messages12 participantstimes are UTC
Highlights from this day
how many confirmations before a supplier usually marks it paid
refunds do happen and they are slow and awkward. do not count on one
is there a way to verify an address belongs to who you think it does
invoice mismatches happen. check the total against what you actually sent, not against what you meant to send
on a small order the fee can be a meaningful fraction. on a large one the discount wins easily
a stablecoin while the order is pending removes one variable you do not need
if you are asked to pay a second time because the first "did not clear", stop and post it in the scam channel
do suppliers ever refund and how does that even work
follow up work out the network fee before you take the ten percent discount. sometimes it eats it, i have it written down somewhere
do not send a test payment to prove anything to anyone. that is a pattern, not a precaution
i wait for the confirmations the supplier states and then one more before i chase anything
update from 20 months ago: fees are lower than they were and the discount maths has changed
check the first four and the last four characters of the address. every single time, no exceptions
sent to the wrong network, is there any way back
follow up the mods stop escrow conversations immediately and they are right to, ill dig out the number
i wait for the confirmations the supplier states and then one more before i chase anything, thats just me
anyone had a payment arrive and the order not update
wait for confirmations
[edited]a wrong network transfer is gone. nobody can get it back for you and nobody here will try
what happens if the price moves between invoice and payment
i triple check the address and i have still had a moment of pure panic every single time
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the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume
nobody can verify an address belongs to who you think it does. that is the actual problem with all of this
the room holds no money, brokers nothing, and runs no escrow. that has never moved
genuine question i keep every transaction reference in a note with the order. it has been useful twice
is the ten percent crypto discount standard everywhere now
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triple check it
paying in two parts is sometimes offered and it does not reduce your risk, it splits it, from memory
check first and last four
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network fees were higher than the discount, has anyone done that maths
thats a scam pattern
coming back after 18 months, has anything changed on fees
invoice says £94 and my total came out different, whos wrong
while im here is there any chargeback route at all
no chargebacks
is paying in two parts ever sensible
discount is standard now
polite message usually fixes it
do you check the whole address or just the ends
do the fee maths, ymmv
keep the reference
thats gone sorry
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while im here i have had a payment confirm and the order not update for two days. it resolved with one polite message
there are no chargebacks here. that is the trade you are making and it should be a conscious one
has anyone been asked to pay a second time
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how long do you wait before chasing an unconfirmed payment
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On this day 8 years ago this channel logged 19 messages.
post it in scam watch
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no chargebacks
check the total
do you keep the transaction reference and for how long
there are no chargebacks here. that is the trade you are making and it should be a conscious one
check the total
invoice mismatches happen. check the total against what you actually sent, not against what you meant to send
no escrow here, thats one data point
post it in scam watch
janoshik-h-2814.pdf
2 pages · 799 KB · not retained in the public archive
discount is standard now