#payments 2026-04-23

do not send a test payment to prove anything to anyone. that is a pattern, not a precaution, we shall see

the mods stop escrow conversations immediately and they are right to

do you keep the transaction reference and for how long

i have had a payment confirm and the order not update for two days. it resolved with one polite message, ymmv

a bank transfer leaves a paper trail and no recourse. people should know both halves of that

i wait for the confirmations the supplier states and then one more before i chase anything

discount is standard now

polite message usually fixes it

do you check the whole address or just the ends

Channel stats, last 30 days: 39 messages from 55 members.

there are no chargebacks here. that is the trade you are making and it should be a conscious one

what happens if the price moves between invoice and payment

i keep every transaction reference in a note with the order. it has been useful twice

no escrow here

a wrong network transfer is gone. nobody can get it back for you and nobody here will try

if you are asked to pay a second time because the first "did not clear", stop and post it in the scam channel

stablecoin or not while an order is pending

is a bank transfer ever an option and is it a bad idea

stablecoin while pending

invoice mismatches happen. check the total against what you actually sent, not against what you meant to send

check first and last four

coming back after 19 months, has anything changed on fees

no chargebacks

keep the reference

on a small order the fee can be a meaningful fraction. on a large one the discount wins easily

is there a way to verify an address belongs to who you think it does

the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume

work out the network fee before you take the ten percent discount. sometimes it eats it

check the first four and the last four characters of the address. every single time, no exceptions