a bank transfer leaves a paper trail and no recourse. people should know both halves of that, anyway
#payments 2026-05-26
Tuesday46 messages10 participantstimes are UTC
Highlights from this day
- pin29g — i keep every transaction reference in a note with the order. it has been useful twice 20:12
- gus_charts — the mods stop escrow conversations immediately and they are right to 20:15
- pin29g — i wait for the confirmations the supplier states and then one more before i chase anything, we shall see 20:41
i have had a payment confirm and the order not update for two days. it resolved with one polite message
a wrong network transfer is gone. nobody can get it back for you and nobody here will try
whats a reasonable network fee to accept
check the total
no escrow here
a stablecoin while the order is pending removes one variable you do not need
anyone had a payment arrive and the order not update
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is paying in two parts ever sensible
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is there any chargeback route at all
on a small order the fee can be a meaningful fraction. on a large one the discount wins easily
update from 2 months ago: fees are lower than they were and the discount maths has changed
thats gone sorry
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stablecoin or not while an order is pending
on a small order the fee can be a meaningful fraction. on a large one the discount wins easily
the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume
is there a way to verify an address belongs to who you think it does
is a bank transfer ever an option and is it a bad idea
network fees were higher than the discount, has anyone done that maths
i triple check the address and i have still had a moment of pure panic every single time
keep the reference
update on the earlier thing there are no chargebacks here. that is the trade you are making and it should be a conscious one
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if you are asked to pay a second time because the first "did not clear", stop and post it in the scam channel
[edited]paying in two parts is sometimes offered and it does not reduce your risk, it splits it
nobody can verify an address belongs to who you think it does. that is the actual problem with all of this, still working it out
wait for confirmations
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triple check it
[edited]the room holds no money, brokers nothing, and runs no escrow. that has never moved
no chargebacks
do not send a test payment to prove anything to anyone. that is a pattern, not a precaution
i keep every transaction reference in a note with the order. it has been useful twice
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refunds do happen and they are slow and awkward. do not count on one
the mods stop escrow conversations immediately and they are right to
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thats a scam pattern
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i wait for the confirmations the supplier states and then one more before i chase anything, we shall see
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post it in scam watch
polite message usually fixes it
do the fee maths
do you keep the transaction reference and for how long
work out the network fee before you take the ten percent discount. sometimes it eats it
invoice mismatches happen. check the total against what you actually sent, not against what you meant to send
*Medutest not the other one
how long do you wait before chasing an unconfirmed payment
do suppliers ever refund and how does that even work
Batch lookup C-4402: 5 independent reports on file, earliest 2026-04-12.
Purity check: no report on file for lot B-0329. Nothing logged either way.
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check first and last four